Webinar - Accommodating FASB’s Proposed Models for Financial Instruments with Portfolio Genius
Free Webinar
October 21, 2010 from 2:30-3:30 pm, Central Time
With Rick Schnitger, VP of Product Management
AGENDA
Scope
This webinar addresses how Portfolio Genius handles each of the topics below for all financial assets and liabilities.
Measurement Approaches
- Fair Value
- Amortized Cost
Classification and Measurement Categories
- Fair value with all changes in fair value recognized in net income (FV-NI)
- Fair value with qualifying changes in fair value recognized in other comprehensive income (FV-OCI)
- Amortized cost
FV-OCI Classification Criteria
Three qualifying criteria must be satisfied in order to measure a financial instrument at FV-OCI:
- The financial instrument is a debt instrument held or issued with all of these characteristics:
- There is an amount transferred to the debtor (issuer) at inception that would be returned to the creditor (investor) at maturity or other settlement, which is the principal amount of the contract adjusted by any original issue
discount or premium - The contractual terms of the debt instrument identify any additional contractual cash flows to be paid to the
creditor (investor) either periodically or at the end of the instrument’s term. - The debt instrument cannot contractually be prepaid or otherwise settled in such a way that the holder would not recover substantially all of its initial investment, other than through its own choice.
- There is an amount transferred to the debtor (issuer) at inception that would be returned to the creditor (investor) at maturity or other settlement, which is the principal amount of the contract adjusted by any original issue
- The entity’s business strategy for the instrument is to collect or pay the related contractual cash flows rather than to sell the financial asset or to settle the financial liability with a third party.
- It is not a hybrid instrument for which applying Subtopic 815-15 on embedded derivatives would otherwise have required the embedded derivative to be accounted for separately from the host contract.
Amortized Cost Classification Criteria
A financial liability may be carried at amortized cost, which is an irrevocable election made at issuance, if:
- It meets the criteria for FV-OCI
- Measurement at fair value would create or exacerbate a measurement attribute mismatch between recognized assets and liabilities.
Hybrid Financial Assets and Liabilities
Hybrid financial assets and liabilities are those assets and liabilities that contain embedded derivatives. Measuring changes to fair value depends upon how accounting for the embedded derivatives is handled.
- Embedded derivatives that require separate accounting under Topic 815 are measured in their entirety at FV-NI
- Embedded derivatives that do not require separate accounting under Topic 815 are eligible to be measured in their entirety at FV-OCI
Impairment
For financial instruments measured at FV-OCI, an entity would be required to determine if recognition of credit impairment is
required at the end of each reporting period. In determining whether credit impairment exists, an entity would consider all
available information relating to past events and existing and their implications for the collectability of the financial asset(s).
Entities should recognize losses in net income related to:
- The amount of credit impairment for all contractual amounts due for originated financial assets
- Amounts originally expected to be collected for purchased financial assets that an entity does not expect to collect
The allowance for credit losses on the statement of financial position would be presented as a separate line item.
Registration
To register for the webinar, please click here and include the name of the webinar in the subject line.
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